Legal Access Depends On Local Law
Our Legal terms apply to the account you create and the records connected with it, including phone verification, login activity, wallet status and payment references. Access depends on local law, so you must confirm that using the service is permitted where you are located before opening
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or continuing an account. We may request account details needed to match a DANA, OVO, GoPay, QRIS, bank transfer or virtual account record with the correct account holder. A payment reference does not replace your account verification. If a rule changes or a transaction needs checking,
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we may pause the relevant account action while our support team checks the details. We do not describe any access right beyond what local law permits, and these terms do not remove rights that apply to you under mandatory Indonesian rules.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.